/* ============================================
   Mockup shared styles
   Inspired by tricitylifeinsurance.com palette
   ============================================ */
:root{
  --ink:#071730;
  --ink-2:#0f1829;
  --ink-3:#0d2a55;
  --blue:#1a6fff;
  --blue-2:#155fe6;
  --blue-soft:#eef4ff;
  --green:#167C3A;
  --green-2:#126C32;
  --green-soft:#e7f5ec;
  --amber:#b45309;
  --amber-soft:#fef3c7;
  --bg:#f7f9fd;
  --bg-2:#f8fbff;
  --bg-3:#f6f8fc;
  --line:#e3e9f4;
  --line-2:#eaeff7;
  --muted:#5b6b86;
  --white:#ffffff;
  --shadow:0 18px 48px -22px rgba(7,23,48,.22);
  --shadow-lg:0 40px 80px -40px rgba(7,23,48,.4);
  --font-display:'Sora','Noto Sans Devanagari',sans-serif;
  --font-body:'Manrope','Noto Sans Devanagari',sans-serif;
  --radius:18px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:1180px;margin:0 auto;padding:0 24px}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:700;letter-spacing:-.01em;color:var(--ink)}
h1{font-size:clamp(2rem,4.4vw,3.4rem);line-height:1.08;letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,3vw,2.4rem);line-height:1.15}
h3{font-size:1.15rem;line-height:1.3}
p{color:#243149}

/* ===== NAV ===== */
.nav-wrap{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);padding-top:env(safe-area-inset-top)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:40px;height:40px;border-radius:12px;background:linear-gradient(135deg,var(--ink),var(--ink-3));color:#fff;display:grid;place-items:center;font-family:var(--font-display);font-weight:700;overflow:hidden}
.brand-mark img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block;border-radius:inherit}
.brand-name{font-family:var(--font-display);font-weight:700;font-size:.98rem;color:var(--ink)}
.brand-sub{font-size:.72rem;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}
.nav-links{display:flex;gap:30px;align-items:center}
.nav-links a{font-size:.92rem;font-weight:500;color:#33425e;transition:color .2s}
.nav-links a:hover,.nav-links a.active{color:var(--ink)}
.nav-right{display:flex;gap:10px;align-items:center}
.menu-btn{display:none;background:transparent;border:1px solid var(--line);width:40px;height:40px;border-radius:12px;cursor:pointer;align-items:center;justify-content:center;padding:0}
.menu-btn span{display:block;width:18px;height:2px;background:var(--ink);position:relative;transition:transform .2s ease,background .2s ease}
.menu-btn span::before,.menu-btn span::after{content:"";position:absolute;left:0;width:18px;height:2px;background:var(--ink);transition:transform .2s ease,top .2s ease}
.menu-btn span::before{top:-6px}
.menu-btn span::after{top:6px}
.menu-btn.open span{background:transparent}
.menu-btn.open span::before{top:0;transform:rotate(45deg)}
.menu-btn.open span::after{top:0;transform:rotate(-45deg)}
.mobile-drawer{display:none;position:fixed;top:69px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 12px 30px -10px rgba(7,23,48,.15);z-index:49;padding:14px 24px 22px;transform:translateY(-12px);opacity:0;pointer-events:none;transition:transform .2s ease,opacity .2s ease}
@media(max-width:960px){.mobile-drawer{display:block}}
.mobile-drawer.open{transform:translateY(0);opacity:1;pointer-events:auto}
.mobile-drawer a{display:block;padding:14px 4px;font-family:var(--font-display);font-weight:600;font-size:1.02rem;color:var(--ink);border-bottom:1px solid var(--line-2)}
.mobile-drawer a:last-of-type{border-bottom:0}
.mobile-drawer a.active{color:var(--blue)}
.mobile-drawer .drawer-cta{margin-top:14px;display:flex;gap:10px}
.mobile-drawer .drawer-cta .btn{flex:1;justify-content:center}
.lang{display:inline-flex;border:1px solid var(--line);border-radius:999px;padding:3px;background:#fff}
.lang button{border:0;background:transparent;font:600 .78rem var(--font-body);padding:6px 10px;border-radius:999px;cursor:pointer;color:var(--muted)}
.lang button.active{background:var(--ink);color:#fff}

/* ===== BUTTONS ===== */
.btn{display:inline-flex;align-items:center;gap:8px;font:600 .9rem var(--font-body);padding:11px 18px;border-radius:999px;cursor:pointer;border:1px solid transparent;transition:transform .15s ease,box-shadow .2s ease,background .2s ease;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 22px -10px rgba(26,111,255,.55)}
.btn-primary:hover{background:var(--blue-2)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--ink)}
.btn-green{background:var(--green);color:#fff;box-shadow:0 10px 22px -10px rgba(22,124,58,.5)}
.btn-green:hover{background:var(--green-2)}
.btn-dark{background:var(--ink);color:#fff}
.btn-lg{padding:14px 22px;font-size:.95rem}

/* ===== SHARED ===== */
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-size:.78rem;font-weight:600;letter-spacing:.04em;color:var(--green-2);text-transform:uppercase;box-shadow:0 1px 0 rgba(7,23,48,.03)}
.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(22,124,58,.15)}
.eyebrow.blue{color:var(--blue)}
.eyebrow.blue .dot{background:var(--blue);box-shadow:0 0 0 4px rgba(26,111,255,.15)}

.section-head{text-align:center;max-width:680px;margin:0 auto 48px}
.section-head.left{text-align:left;margin-left:0}
.kicker{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.18em;color:var(--blue);text-transform:uppercase;margin-bottom:14px}
.kicker.green{color:var(--green-2)}
.kicker.muted{color:var(--muted)}
.section-head p{color:var(--muted);margin-top:14px;font-size:1.05rem}
.pill{font-size:.78rem;font-weight:600;padding:7px 12px;border-radius:999px;background:var(--blue-soft);color:var(--blue)}
.pill.green{background:var(--green-soft);color:var(--green-2)}
.pill.amber{background:var(--amber-soft);color:var(--amber)}
section{padding:88px 0}

/* ===== STRIP ===== */
.strip{background:var(--ink);color:#cdd7ea;padding:18px 0;font-size:.85rem}
.strip-row{display:flex;flex-wrap:wrap;gap:28px;justify-content:center;align-items:center}
.strip-row span{display:flex;gap:8px;align-items:center;font-weight:500}
.strip-row .s{width:6px;height:6px;border-radius:50%;background:#3b82f6;opacity:.7}

/* ===== FOOTER ===== */
footer{background:var(--ink-2);color:#9aa8c4;padding:60px 0 30px;font-size:.9rem}
.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
footer h4{color:#fff;font-family:var(--font-display);font-size:.95rem;margin-bottom:16px;text-transform:uppercase;letter-spacing:.1em}
footer ul{list-style:none}
footer li{margin-bottom:10px}
footer a:hover{color:#fff}
.foot-bottom{margin-top:40px;padding-top:24px;border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;font-size:.82rem}
.foot-section h4{cursor:default}
.foot-panel{overflow:hidden}
/* Brand section: brand mark + name speaks for itself — no "About" heading
   NOTE: also reset display:flex inherited from generic `.brand` (navbar logo class)
   so the footer column lays out as a block, not a vertically-centered flex row. */
.foot-section.brand{display:block;align-items:initial;gap:0}
.foot-section.brand > h4{display:none}
@media(max-width:768px){
  .foot{grid-template-columns:1fr;gap:0}
  .foot-section{border-top:1px solid rgba(255,255,255,.08)}
  .foot-section:first-child{border-top:0}
  .foot-section h4{margin:0;padding:18px 0;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-size:.88rem;user-select:none}
  .foot-section h4::after{content:"+";color:#7c89a8;font-weight:400;font-size:1.2rem;transition:transform .2s ease}
  .foot-section.open h4::after{content:"−"}
  .foot-section .foot-panel{max-height:0;opacity:0;transition:max-height .25s ease,opacity .2s ease,padding .2s ease;padding-bottom:0}
  .foot-section.open .foot-panel{max-height:500px;opacity:1;padding-bottom:14px}
  /* First section (brand/about) stays expanded always */
  .foot-section.brand{border-top:0;padding-top:24px;padding-bottom:6px}
  .foot-section.brand .foot-panel{max-height:none;opacity:1;padding:0}
  .foot-section.brand h4{display:none}
}

/* ===== MOBILE STICKY ===== */
.mobile-cta{display:none;position:fixed;bottom:14px;left:14px;right:14px;z-index:60;gap:10px}
.mobile-cta .btn{flex:1;justify-content:center}

/* ===== UTILITIES ===== */
.muted{color:var(--muted)}
.text-center{text-align:center}
.mt-0{margin-top:0}.mt-1{margin-top:8px}.mt-2{margin-top:16px}.mt-3{margin-top:24px}.mt-4{margin-top:32px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}

/* ===== CARD PATTERNS ===== */
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:0 2px 10px rgba(7,23,48,.03)}
.card-lg{padding:36px;border-radius:24px;box-shadow:var(--shadow)}
.card-feat{display:flex;gap:14px;align-items:flex-start;padding:14px;background:var(--bg-3);border-radius:14px}
.card-feat .ic{flex:none;width:36px;height:36px;border-radius:10px;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;font-weight:700}
.card-feat.green .ic{background:var(--green-soft);color:var(--green)}
.card-feat b{display:block;font-family:var(--font-display);font-size:.95rem;margin-bottom:2px}
.card-feat span{font-size:.85rem;color:var(--muted)}

/* ===== RESPONSIVE ===== */
@media(max-width:960px){
  .nav-links{display:none}
  .menu-btn{display:inline-flex}
  .nav{padding:18px 0}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr;gap:18px}
  .foot{grid-template-columns:1fr 1fr;gap:24px}
  section{padding:64px 0}
  .mobile-cta{display:flex}
  body{padding-bottom:80px}
  h1{font-size:clamp(1.8rem,7vw,2.4rem)}
  h2{font-size:clamp(1.4rem,5.5vw,1.9rem)}
  .section-head{margin-bottom:36px}
}
@media(max-width:520px){
  .container{padding-left:18px;padding-right:18px}
  section{padding:52px 0}
  .nav-right .btn:not(.menu-btn){display:none}
}
@media(max-width:600px){
  .foot{grid-template-columns:1fr}
}