Bima Sakhi · Roorkee & Haridwar

Build a respectful, flexible
income path — with Bima Sakhi.

Designed for women in Roorkee & Haridwar who want clarity, support, and a steady introduction to LIC advisory work. Stipend support for 3 years. Free training. Local mentor.

Women only Age 18–70 10th pass+ 3-year stipend Free IRDAI training
PM Modi · 9 Dec 2024 Govt-backed scheme

Compensation snapshot

Year 1 stipend
₹7,000/mo
Year 2 stipend
₹6,000/mo
Year 3 stipend
₹5,000/mo
Year 4+
Full commission
Commission & bonus
On every policy

Subject to LIC rules, performance norms, and policy quality conditions.

Government of India Enterprise IRDAI Approved Free Training Provided Women-First Programme
Women-Focused Opportunity

Why choose the Bima Sakhi programme.

It is not just an income. It is respect at home, savings of your own, and a career that fits the life you already lead.

Flexible schedule

Part-time around family. Full-time when ready. You choose the rhythm.

Structured training

IRDAI-approved curriculum, IC-38 preparation, and practical business guidance.

Independent earnings

Stipend support today. Commission & renewal income for the long term.

Mentor by your side

Supportive guidance for women starting fresh or returning to work after a break.

Typical progression

From application to advisory.

Step 01

Application

Step 02

Training

Step 03

Certification

Step 04

Advisory Launch

Viplove Saini
Mentor Support
Led by Viplove Saini
LIC Development Officer · Roorkee Division
3+ years mentoring · 50+ agents guided · Personal walkthrough for every new Bima Sakhi
Compensation & support

Three years of stipend. Lifetime of renewals.

Receive stipend support for three years, plus commission and bonus opportunities on every policy — subject to LIC rules and performance conditions.

Year 2
₹6,000/mo

Stipend support + commission + bonus, subject to LIC rules.

Year 3
₹5,000/mo

Stipend support + commission + bonus, subject to LIC rules.

Year 4+
Commission

Transition to the full agent commission model. Renewal income continues.

💡
Key pointIncome potential grows with consistent activity and policy quality. Actual earnings vary by performance.
Who can apply

Designed for women who want clarity and a respectful start.

The Bima Sakhi programme works for many starting points. Pick the one closest to you — the next conversation begins from there.

HomemakersExploring independent income on flexible hours.
Private employeesAdding a meaningful second income.
Marketing professionalsChannelling sales experience into advisory.
🎓
College studentsSeeking practical work experience & earnings.
Self-employed womenDiversifying income with a trusted brand.
Minimum requirement

Just three things.

A willingness to learn and follow the process matters as much as paperwork.

Women onlyThis is a women-first scheme by design.
18
Age 18–70Open across life stages, from students to senior homemakers.
10
10th pass or aboveEducation proof from a recognised board.
Apply now
Programme requirements

Milestones for a strong 3-year run.

To succeed in the programme and transition to a full agent career, these are the key targets.

01

Policy coverage

Cover a minimum of 24+ lives (policies) across the 3-year programme to ensure quality and client relationships.

02

Commission milestone

Achieve a minimum of ₹48,000 in commission per calendar year to unlock full benefits and the career-advancement path.

03

Training & IC-38

Attend the required IRDAI-approved training and complete certification before advisory work begins.

04

Programme duration

A 3-year structured programme with stipend support. After completion, eligible candidates may continue on the full agent model.

Take the first step

You don't have to decide everything today.
Just start the conversation.

Share your details and receive a clear onboarding discussion tailored to your schedule and goals. The first step is simply to understand your fit.

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